Well-known member
- #21
Well-understood user
- #twenty two
Well-identified member
- #23
I try not to recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about https://availableloan.net/payday-loans-mt 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had «too many revolving accounts.» Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all your men that need to find property otherwise money anything.. hope so you’re able to jesus you may have good credit. I believe specific guys you to believe that handmade cards evil you want to see the big picture. Even though *you* truly managed to shell out dollars to have that which you does not indicate they is useful for everybody. Despite the thing i published above We Also (at a time) paid off dollars to own everything you. I will not go into the grounds right here it worked out besides to some extent. Usually the one disadvantage to which was I will Never ever submit an application for credit cards.. you will definitely never rating a loan. Skip buying a house unless of course We robbed a bank.
To summarize for the past 10 years I must has charged on 100K value of articles. Ive racked upwards a ton of reward products ect ect. Occasionally I spend dollars to have articles but one means I’m searching for a cost savings. I am aware there is men into right here that have tested an effective used car as well as the man desires 3K for this therefore start the fresh dealings and you will force concerns shove in addition to wad of money happens! Gotta love it!